About Wiremi

Your identity. Portable. Trusted. Global.

We're building the world's first financial identity infrastructure—turning fragmented behavioral data into a portable trust asset that travels with you across borders.

141
Countries
90+
Currencies
10K+
Active Users
PTAA
Trust Algorithm

Financial Identity Infrastructure

Your reputation travels with you, everywhere

FINTRAC Licensed

Fully regulated MSB (M23401666)

PTAA Technology

Predictive Trust Analytics Algorithm

Immigrant-Founded

Built by people who live this journey

Our Story

Why We Built Wiremi

Technology has transformed how we stay connected. Video calls make oceans feel like hallways. Instant messaging keeps conversations flowing across time zones. You can be 10,000 kilometers from home and still see your mother's smile in real-time.

But here's what hasn't caught up: your financial identity. When you move abroad, your years of financial responsibility—every bill paid on time, every loan repaid, every business relationship built—gets left behind at the border. You arrive as a financial stranger, forced to start from zero.

We asked ourselves: if technology can make communication feel borderless, why can't it do the same for financial trust? Why should someone who was creditworthy in Lagos become invisible in Toronto? Why should supporting your family back home feel like a transaction instead of an embrace?

Wiremi is a financial identity infrastructure. Our proprietary PTAA (Predictive Trust Analytics Algorithm) transforms your fragmented behavioral data into a portable trust asset—allowing you to carry your financial reputation into any market, instantly.

Our Journey

Key milestones along the way

2022

Founded in Toronto by immigrant entrepreneurs who understood the identity gap

2023

Achieved FINTRAC MSB licensing, began building trust infrastructure

2024

Launched PTAA algorithm, expanded to 141 countries

2025

Introduced portable financial identity, AI insights, multi-currency accounts

2026

Building the world's first cross-border financial identity network

Leadership

Meet Our Founders

Immigrant entrepreneurs building technology that understands immigrant realities

Mike Obi

Mike Obi

Co-Founder & Chief Executive Officer

Connect on LinkedIn

Product visionary and systems thinker with deep experience in financial analytics, engineering, and cybersecurity. Leads product vision, trust architecture, and strategic partnerships to transform how immigrant communities prove and carry financial reliability.

Berkley Ngalla

Berkley Ngalla

Co-Founder & Chief Financial Officer

Connect on LinkedIn

Financial strategist, systems engineer, and cybersecurity-minded operator with 7+ years of experience. Leads financial strategy, product architecture, and operations — bridging technical and cultural insight to build inclusive financial systems.

Partners & Supporters

Working with leading organizations to drive financial innovation

Join us on this journey

Start managing your finances globally with Wiremi today

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