One Transfer, Double Benefits

Send money home. Build credit here.

Every remittance you send does double duty. You support family back home and strengthen your Remittance Activity signal, one of the most powerful factors in your Wiremi Passport.

2-3%
Transfer fee
<60s
Delivery time
FINTRAC Licensed
Bank-level security
141 countries
1 CAD = 1.0020 XAF
1,002.00
Exchange rate markup
0.20%
Transfer fee (Wiremi-to-Wiremi)FREE
Real time exchange rates

Rates updated daily โ€ข Wiremi-to-Wiremi transfers are instant and free

What Makes Wiremi Different

Other apps move money. Wiremi builds your future.

Yes, we are faster and cheaper. But our real difference is that every transfer you send strengthens your Wiremi Passport, something no other service does.

Only on Wiremi

Builds Your Wiremi Passport

Every consistent transfer is classified as a Remittance Activity signal. Send money home and prove cross-border financial commitment simultaneously.

Passport signal

Arrives in Minutes

While banks take 3-5 business days, your money reaches loved ones in under 60 seconds with Wiremi-to-Wiremi transfers.

<60 secondsvs 3-5 days

Real Exchange Rates

We use the mid-market rate, the same you see on Google. No hidden 3-5% markups that banks add on top.

0% markupvs 3-5% bank

141 Countries, One App

Send to bank accounts, mobile money, or Wiremi users across Africa, Europe, Americas, and beyond.

141 countries90+ currencies

See the difference

Compare Wiremi to banks and other transfer services

Feature
Wiremi
Banks
Others
Transfer Fee ($1,000)
$20-30
$45-65
$35-50
Exchange Rate Markup
0%
3-5%
1-3%
Delivery Time
Minutes
3-5 days
1-2 days
Builds Wiremi Passport
Yes
No
No
Wiremi-to-Wiremi
Free & Instant
N/A
N/A

Choose how they receive

Multiple delivery options. Every one builds your Wiremi Passport.

Recommended
Delivery
Instant

Wiremi to Wiremi

Send to any Wiremi user worldwide in seconds. Zero fees. Every transfer logged in your Wiremi Passport.

Free
  • Instant delivery
  • Zero fees
  • QR code payments
  • Credit signal recorded
Tracked as peer transfer activity
Delivery
Minutes

Mobile Money

Direct to MTN, Orange, Airtel, M-Pesa across 20+ African countries. Your most powerful Wiremi Passport signal.

2% fee
  • No bank needed
  • 20+ countries
  • Instant to wallet
  • Remittance signal tracked
Strongest remittance signal
Delivery
1-3 days

Bank Transfer

Send to any bank account worldwide. Every successful international transfer strengthens your profile.

2-3% fee
  • Global coverage
  • All banks
  • Tracking
  • Cross-border signal tracked
Cross-border payment history

Popular money routes

Optimized for the corridors that matter most

POPULAR
๐Ÿ‡จ๐Ÿ‡ฆ๐Ÿ‡ณ๐Ÿ‡ฌ
Canada โ†’ Nigeria
POPULAR
๐Ÿ‡จ๐Ÿ‡ฆ๐Ÿ‡จ๐Ÿ‡ฒ
Canada โ†’ Cameroon
๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡ฌ๐Ÿ‡ญ
USA โ†’ Ghana
๐Ÿ‡ฌ๐Ÿ‡ง๐Ÿ‡ฐ๐Ÿ‡ช
UK โ†’ Kenya
๐Ÿ‡จ๐Ÿ‡ฆ๐Ÿ‡ฎ๐Ÿ‡ณ
Canada โ†’ India
๐Ÿ‡บ๐Ÿ‡ธ๐Ÿ‡ต๐Ÿ‡ญ
USA โ†’ Philippines
๐Ÿ‡ช๐Ÿ‡บ๐Ÿ‡ฟ๐Ÿ‡ฆ
Europe โ†’ South Africa
๐Ÿ‡จ๐Ÿ‡ฆ๐Ÿ‡บ๐Ÿ‡ธ
Canada โ†’ USA

Send money in 3 steps

No complicated forms. No hidden fees. Every transfer recorded in your Wiremi Passport.

01

Enter Amount

See exact fees and exchange rate upfront. No surprises.

02

Add Recipient

Bank, mobile money, or Wiremi ID, you choose how they receive.

03

Send & Build Credit

Money arrives fast. Your Wiremi Passport records the signal automatically.

One Transfer, Two Outcomes

Every dollar you send builds two things

When you send $1,000 through a bank, you lose $50+ to fees and markups. With Wiremi, that money stays with your family, and the act of sending it strengthens your Wiremi Passport. You rescue a situation back home and build your financial identity at the same time.

Free to sign up. No subscription fees. Only pay when you send.

Builds Your Wiremi Passport

Every transfer builds your Wiremi Passport

Sending money is more than a transaction. It reflects financial responsibility, consistency, and the ability to honor commitments across borders. Wiremi captures your remittance behavior and structures it into a credibility pattern. One transfer, two outcomes.

Transfer frequency, Consistent monthly sending establishes a reliable pattern
Transfer consistency, Consecutive months of transfers tracked as a streak
Cross-border history, Successful international transfers show financial capability
Mobile money transfers, Regional transfers to MTN, Orange, M-Pesa recorded as verified activity
Learn how Wiremi Passport works
Wiremi Pulse Contribution
10%
of score
Remittance Activity Factor
Transfer frequency
Transfer consistency
Cross-border history
Mobile money transfers
Every action recorded. Every pattern rewarded.

Send smarter. Build your future.

Join thousands who discovered that sending money home can also build their financial identity.

No hidden fees. No waiting days. Every transfer counts.

Create Free Account

No credit card required ยท Free to start ยท FINTRAC licensed