About Wiremi
Wiremi was founded by immigrant founders who experienced the limits of traditional financial systems first-hand. We are building beyond those limits: combining modern technology with the community-based practices that have powered trust for generations, so more people can move money, build savings, and carry credible financial identity with them.
How it began
Wiremi began with something we knew personally: the experience of building a financial life across borders.
As immigrant founders, Mike and Berkley have experienced the friction first-hand. The difficulty of being understood by unfamiliar financial systems. The challenge of proving trust without a long institutional history. The distance between the way people actually manage money and the way traditional institutions expect them to.
That experience gives us a distinctive starting point. It does not define the limits of what we are building.
We are not building a temporary solution for one community, or a narrow response to one problem. We are building from a lived experience toward a broader possibility: a financial system that recognises the many ways people create stability, support one another, move money, save, contribute and build a future.
Where this came from
Long before financial trust was formalised into scores, files and institutional approvals, people built it through consistent actions.
They contributed to savings circles. They supported neighbours and relatives. They showed up for one another in moments of need. They remembered who could be relied upon, who followed through, and who strengthened the community around them.
These traditional practices were not primitive alternatives to finance. They were sophisticated systems of accountability, reciprocity and collective resilience. They created trust through participation, not merely through documentation.
Over time, much of modern banking moved in the opposite direction. Financial credibility became increasingly dependent on records held by institutions, often leaving out the realities of people whose lives, income, relationships and responsibilities did not fit neatly into one country, one currency, or one conventional credit file.
At Wiremi we believe the answer is not to discard modern financial infrastructure. It is to make that infrastructure more human, more inclusive, and more capable of recognising the evidence that already exists.
What we do with it
Wiremi brings together the everyday behaviours that shape a person’s financial life: the money they move, the savings they build, the commitments they honour, the communities they participate in, and the relationships of trust they help sustain.
Our aim is to make those signals visible and useful. Responsibly, transparently, and with the consent of the people they belong to.
This can help someone move money with greater confidence, build savings with others, establish a stronger financial record, and carry credible financial identity from one context to another. It can also create new possibilities for people who have historically been judged only by what traditional systems could see.
We are building for immigrants, but not only for immigrants. We are building for anyone whose financial reality is more complex, more mobile, more communal or more ambitious than a conventional system can capture.
Where it goes
The future of finance should not require people to start over every time they cross a border, change institutions, enter a new community or pursue a new opportunity.
Wiremi exists to connect the visible and invisible parts of financial life: to combine the reach of modern technology with the wisdom of community-based trust, and to turn lived financial behaviour into lasting possibility.
Because people are more than their financial history.
They are also what they contribute, what they honour, what they build, and what they make possible for others. Wiremi is here to help that identity be seen.
Mike and Berkley
Founders
Two immigrants who landed with a financial history nobody here could read, and decided to build the thing that would have read it.
Co-founder · Chief Executive Officer
Product vision, trust architecture and partnerships.
Product visionary and systems thinker with deep experience in financial analytics, engineering and cybersecurity. Leads product vision, trust architecture and strategic partnerships to transform how immigrant communities prove and carry financial reliability.
LinkedInCo-founder · Chief Financial Officer
Financial strategy, product architecture and operations.
Financial strategist, systems engineer and cybersecurity-minded operator with seven years of experience. Leads financial strategy, product architecture and operations, bridging technical and cultural insight to build inclusive financial systems.
LinkedInWhere we are
A company built from lived experience still needs the people who have built companies before. These are the programmes that took us in, in the order they did, and the partners who stand with us now.
Where to find us nextWith CIV from the very beginning: the first company they took through the regular programme for the Start-up Visa, and a graduate of their Venture Growth Engine.
CanadianTaken into Communitech this year, as part of a Communitech peer group and the Go-to-Market programme.
Part of the YSpace winter cohort at York University, run in alliance with the Black Entrepreneurship Alliance.
In the Black Entrepreneurship Alliance cohort alongside YSpace, with the founders it exists to back.
A short stay at the Accelerator Centre, on the way to the programmes above.
A member of the Canada Startup Association, alongside the founders building across the country.
A partnership agreement with Deloitte, as Wiremi moves from one corridor to many.
Standing with us
Programmes and partners, past and present.
CanadianJoin us