Cards
A card that spends from the account already keeping your record.
Issue a virtual card, fund it from your wallet, freeze it in one tap, and see exactly what it spent. No separate balance to reason about.
Said plainly
Card spend is not one of the four sources.
Community Credit is built from circle faithfulness, loan conduct, rent paid on time and savings held. A card is a way to use the money you hold. It is not a way to build the file, and we will not tell you otherwise.
Questions people actually ask
- Are these physical cards?
- No. Wiremi cards are virtual. They are issued in the app and are live immediately, with a number, an expiry and a CVV you can reveal when you need them.
- Does card spend build my Community Credit?
- No. The score reads circle faithfulness, loan conduct, rent paid on time and savings held. See the weights.
- Can I freeze a card and unfreeze it later?
- Yes, per card and instantly, from the card management screen. A frozen card shows as frozen everywhere it appears.
- What funds a card?
- Your Wiremi wallet on a personal profile, or the operating balance on a business profile. The funding source is named on the card itself.