Your credit travels with you
The world's first global credit bridge for migrants. Stop starting from zero. Bring your complete financial story from your home country to Canada and beyond.
Download the Wiremi app
Wiremi Pulse™
Financial Credibility Index
The Credit Paradox
You arrive with years of financial responsibility. You've managed businesses, saved for emergencies, supported your family. But traditional credit bureaus see you as zero.
We're fixing this.
Your participation in Njangi, Ajo, Susu, Chama—your consistent remittances, mobile money transactions—these all prove financial responsibility. But they're invisible to traditional bureaus. Wiremi Credit Passport makes the invisible visible.
How Credit Passport Works
Building your global credit bridge in four simple steps
Connect Your Financial History
Link previous bank accounts, mobile money, and informal savings group participation.
Build Your Wiremi Profile
Use Wiremi for transfers, savings, and contributions that demonstrate reliability.
Generate Your Credit Passport
Our AI analyzes your behavior to create an alternative credit report.
Share with Lenders
Present your Credit Passport to prove creditworthiness beyond traditional scores.
What Makes Us Unique
Global Credit Bridge
Transfer your financial reputation across borders. Your credit history travels with you.
Wiremi Pulse™ Score
AI powered Financial Credibility Index combining 4 key factors (0-1000 scale).
Informal Finance Recognition
Digitalize Njangi, Ajo, Susu, and Chama circles that demonstrate responsibility.
Real-Time Credit Building
Every Wiremi transaction actively builds your Pulse score in real-time.
Verified Financial Identity
Secure, blockchain-backed verification that lenders and institutions trust.
Alternative Credit Report
Comprehensive profile beyond traditional bureaus showcasing true behavior.
Real-World Impact
Rent Your Dream Home
Landlords see your proven payment history, not just a blank credit report.
Get Approved for Credit
Banks review your alternative credit report showing years of responsible behavior.
Start a Business
Lenders evaluate your comprehensive financial profile including community savings.
Stop Starting From Zero
Build your Credit Passport today and bring your financial reputation with you.
Download the Wiremi app
Free to start. No credit card required.