Send money home. Build credit here.
Every remittance you send does double duty. You support family back home and strengthen your Remittance Activity signal — one of the most powerful factors in your Credit Passport.
Rates updated daily • Wiremi-to-Wiremi transfers are instant and free
Other apps move money. Wiremi builds your future.
Yes, we are faster and cheaper. But our real difference is that every transfer you send strengthens your Credit Passport — something no other service does.
Builds Your Credit Passport
Every consistent transfer is classified as a Remittance Activity signal. Send money home and prove cross-border financial commitment simultaneously.
Arrives in Minutes
While banks take 3-5 business days, your money reaches loved ones in under 60 seconds with Wiremi-to-Wiremi transfers.
Real Exchange Rates
We use the mid-market rate — the same you see on Google. No hidden 3-5% markups that banks add on top.
141 Countries, One App
Send to bank accounts, mobile money, or Wiremi users across Africa, Europe, Americas, and beyond.
See the difference
Compare Wiremi to banks and other transfer services
Choose how they receive
Multiple delivery options. Every one builds your Credit Passport.
Wiremi to Wiremi
Send to any Wiremi user worldwide in seconds. Zero fees. Every transfer logged in your Credit Passport.
- Instant delivery
- Zero fees
- QR code payments
- Credit signal recorded
Mobile Money
Direct to MTN, Orange, Airtel, M-Pesa across 20+ African countries. Your most powerful Credit Passport signal.
- No bank needed
- 20+ countries
- Instant to wallet
- Remittance signal +8 pts
Bank Transfer
Send to any bank account worldwide. Every successful international transfer strengthens your profile.
- Global coverage
- All banks
- Tracking
- Cross-border signal +7 pts
Popular money routes
Optimized for the corridors that matter most
Send money in 3 steps
No complicated forms. No hidden fees. Every transfer recorded in your Credit Passport.
Enter Amount
See exact fees and exchange rate upfront. No surprises.
Add Recipient
Bank, mobile money, or Wiremi ID — you choose how they receive.
Send & Build Credit
Money arrives fast. Your Credit Passport records the signal automatically.
Every dollar you send builds two things
When you send $1,000 through a bank, you lose $50+ to fees and markups. With Wiremi, that money stays with your family — and the act of sending it strengthens your Credit Passport. You rescue a situation back home and build your financial identity at the same time.
Free to sign up. No subscription fees. Only pay when you send.
Every transfer builds your Credit Passport
Sending money is more than a transaction. It reflects financial responsibility, consistency, and the ability to honor commitments across borders. Wiremi captures your remittance behavior and structures it into a credibility pattern. One transfer — two outcomes.
Send smarter. Build your future.
Join thousands who discovered that sending money home can also build their financial identity.
No hidden fees. No waiting days. Every transfer counts.
Create Free AccountNo credit card required · Free to start · FINTRAC licensed